Financial Planning is an ongoing process to help you make sensible decisions about money that can help you achieve your goals in life; it’s not just about buying products like a pension or a protection policy.
A Buy Out Bond is a pension bond into which you can transfer your fund if you leave your company pension scheme.
It is important for you to take control of your retirement planning and make decisions regarding your pension. It is often not appreciated that contributing to a pension arrangement can help you build up an extremely valuable asset.
Your pension is one of the biggest, if not the biggest investment that you will make during your lifetime. After all, many of us spend our full working lives, which may be 40 to 50 years, saving for a good lifestyle in retirement. It is certainly a financial commitment at least the size of a mortgage.
In an overhaul of the State pension, qualification ages will increase in phases over the coming years from 65 up to 68 years of age in 2028.
To get the best out of your pension, read our questions to ask and dos and don'ts. You should also keep tabs on your pension so you know how it is performing.
Retirement Planning is becoming a bigger and bigger financial concern for many of us.
It's becoming increasingly unlikely that the State Pension will be able to provide anything more than a subsistence allowance – hardly the reward you want after a long working life.
Throughout their working lives most people collect a number of different pension plans that are then parked in a drawer somewhere and forgotten about until they mature. The result of this is that your pension may not be worth as much as it could be.
When you're just starting out, you've got a lot on your plate, and it seems like you spend all your time working on the urgent stuff--trying to get your product or service ready, hiring people, figuring out how to increase sales, paying the bills and so on. It's hard to find the time to consider something that isn't really urgent but that can be incredibly important, such as insurance--specifically, "key man" insurance.
Irish workers cannot be sure of receiving a State pension in retirement in future generations, according to a report published this morning.
A new EU plan will allow employees of multi-national corporations to avail of pension schemes in various member states.
These are some of the highlights from an article entitles “Families should be allowed to pay death tax in stages” on 8 June 2015 on inheritance tax, headlining in the Irish Independent, Monday 8th June 2015.
Financial Planning is an ongoing process to help you make sensible decisions about money that can help you achieve your goals in life; it’s not just about buying products like a pension or a protection policy.
As a business owner or director your staff are your lifeline and without them most business owners would agree that they would struggle.
The answer is simple: as soon as you can. Ideally, you’d start saving in your 20s, when you first leave school and begin earning paychecks.
If asked what their greatest asset is, many people would automatically respond that it’s their home. But when you do the sums, the fact is that your income is by far your greatest asset.
A major review of Irish pensions has recommended that workers should be obliged to contribute to pension schemes to fund their retirement.
ARFs and AMRFs are personal retirement funds which allow you to keep your money invested after retirement as a lump sum.
September 13, 2016 by Super User
A Buy Out Bond is a pension bond into which you can transfer your fund if you leave your company pension scheme.
"We approached Terry at Atlantic Financial Services about our company pension scheme a number of years ago and he provided a much improved offer for our employees. The complex area of pensions was and continues to be clearly explained to all involved. We would highly recommend the service and attention to detail we received."
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