Additional Voluntary Contributions

  •  Additional Voluntary Contributions (AVCs) are used by members of occupational pension schemes as a method of supplementing the likely pension benefits they will receive from the main scheme. AVC Plans have the benefit of tax relief subject to certain limits and can be set up as a group or individual arrangement. AVCs are open to both private and public sector employees and can be set up via a group arrangement or a PRSA AVC plan.

    As an independent advisor we have access to all of the main pension providers operating in Ireland today and we can guide you through the market to tailor an AVC solution suitable for your retirement aspirations and your risk profile.


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    A Buy Out Bond is a pension bond into which you can transfer your fund if you leave your company pension scheme.

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testimonial"We approached Terry at Atlantic Financial Services about our company pension scheme a number of years ago and he provided a much improved offer for our employees. The complex area of pensions was and continues to be clearly explained to all involved. We would highly recommend the service and attention to detail we received."

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